How to Do a Spending Fast in 16 (Easy!) Steps
A spending fast (also known as a spending freeze or a spending lock-down) is a method of getting out of debt through the elimination of all "non-need" spending.By doing a spending fast, I was able to...
View ArticleFinding Balance: How to Practice Moderation
I've been taking these exercise classes recently that I think are the most "LA" thing I've done since moving here — they build long, lean muscles through low-impact ballet techniques (thank you,...
View ArticleWeight Watchers for Your Wallet
As both a financial blogger and an “amateur nutritionist” (and no, those are not sugar cookie crumbs on my chin, and you’ll never prove otherwise), I have often noticed that many of the behavioral tips...
View ArticleHow to Do a One-Month Spending Freeze
Making a big financial change is like getting in a cold swimming pool. You can oh-so-slowly walk from the shallow end to the deep end, shivering all the way — or you can hold your nose and just jump...
View ArticleIs Peer Pressure Keeping You Poor?
Like every other Wise Bread writer, I hate debt. Although my debt doesn’t keep me awake at night, it is one of the things I think about while brushing my teeth every morning. “What will I do today...
View Article5-Day Debt Reduction Plan: Pay It Off
[Editor's Note: This is part four of a five-part series on debt reduction. To read more, see the rest of the 5-Day Debt Reduction Plan.]You've combed through your budget and you've found extra money to...
View ArticleAsk the Readers: Have You Ever Done a Spending Freeze?
Editor's Note: Congratulations to Adeline, Susan, and Jay for winning this week's contest!A spending freeze is a commitment to not spend money on anything that isn't necessary to your survival for a...
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